Polk County Pre-Foreclosures
Florida63 foreclosure suits in Polk County, Florida published a first notice in the last 30 days, 12 of them this week. Each is a pre-foreclosure: the owner has been sued and served, no sale has been set, and the owner can still sell, reinstate or refinance. 32 cases on this pre-foreclosure list name a deceased owner’s heirs.
Look at the newest cases here first. A plan opens the full list, with each case’s owners and their mailing addresses, the property address and the plaintiff’s attorney.
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12 new in the last 7 days
Data as of
| Lender or association | City | Case number | Owner | Property address |
|---|---|---|---|---|
| First on recordYesterday1 case | ||||
| Newrez LLCMortgage foreclosure | Kissimmee | 2026CA003624A000BA | With an account | With an account |
| First on record6 days ago4 cases | ||||
| Lakeview Loan Servicing, LLCMortgage foreclosure | Not printed | 2026-CA-003538-A000-BA | With an account | With an account |
| Wilmington Savings Fund Society FSB, As Owner Trustee of the Residential Credit Opportunities Trust Ix-BMortgage foreclosure | Bradley | 2026CA002277A000BA | With an account | With an account |
| Athene Annuity and Life CompanyMortgage foreclosure | Auburndale | 2026CA003183 | With an account | With an account |
| Rocket Mortgage, LLCMortgage foreclosure | Not printed | 2026CA003929 | With an account | With an account |
142 more cases
See all 147 cases in Polk County, FL
63 in the last 30 days · 32 naming a deceased owner
Each one's owners with their last known mailing address, the property address where the notice prints it, and the plaintiff's attorney. 3 days free on any plan.
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Polk County lis pendens and filing activity
- This week
- 12
- New cases, last 7 days
- Mortgage
- 132
- Lender foreclosures on record
- HOA, condo, lien
- 11
- Association and other liens
- Deceased owner
- 32
- Suits naming heirs or an estate
Data as of
Where Polk County foreclosures are filed
Circuit Court of the Tenth Judicial Circuit in and for Polk County, Florida
The court file, with the complaint and the docket, is kept by the clerk, and the lis pendens is in the county’s official records. Each record here carries the case number to ask for.
- Lakeview Loan Servicing, LLC25
- Pennymac Loan Services, LLC12
- Freedom Mortgage Corporation10
- Midfirst Bank5
- Rocket Mortgage, LLC5
- Carrington Mortgage Services LLC4
What a Polk County record includes
Each record is one foreclosure case, folded from every printing of its notices, with these fields wherever the published notice states them. A field the notice left out says so rather than showing a guess.
- The owners the suit names, with their last known mailing address
- Property address where the notice prints it, else the legal description
- Parcel ID, where the notice prints one
- Court, county and case number
- The lender or association suing, and the type of foreclosure
- First published, the clerk's date and the date the owner must answer by
- A deceased-owner flag where the suit names heirs or an estate
- The plaintiff's attorney, with phone and email where printed
- Daily or weekly alerts for the counties you watch
- CSV export of a county or a state, on Pro and Business
How many cases each list holds is public, and the newest five on each list show the lender, city and case number. The owners, their addresses, the property address and the rest of the list open with an account. See a complete sample record or compare plans.
Working a Polk County pre-foreclosure
Catch the suit when it is served
12 cases in Polk County first published a notice this week. An alert brings each new one to you the morning after it runs, months before any sale could be set.
Check the property and the equity
Look the parcel up in the county's property records, by parcel ID, address or legal description. Compare what is owed, where you can tell, with what the home would sell for. Equity is what gives the owner choices.
Reach the owner, plainly and kindly
The owner can still sell, reinstate, refinance, short-sell or hand back the deed in lieu. Write a short letter to the mailing address on the record; say who you are and what you can offer, and never pressure.
Know the clock
9 owners here must answer the suit within a week. An answer is not a sale: a judicial foreclosure takes months, and the owner keeps the title until a sale is held.
The terms on a record, defined: the pre-foreclosure glossary. Not legal advice; follow your state’s rules on contacting homeowners in foreclosure.
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For a Polk County pre-foreclosure
- Florida pre-foreclosuresEvery Florida county we cover, busiest first.
- Florida lis pendens and the notice of actionWhat each filing is, what it must say, and the 30 days an owner has to answer.
- A complete sample recordOne real case, every field an account opens, with the owners' names and addresses blurred.
- Pre-foreclosure glossaryLis pendens, notice of action, unknown heirs, reinstatement, deed in lieu: every term a filing uses.
About Polk County pre-foreclosures and lis pendens
How many pre-foreclosures are filed in Polk County?
63 foreclosure cases in Polk County, Florida first published a notice in the last 30 days, and 147 in the last 90. We hold 147 case records from the county in all, each one a suit filed before any sale has been set. It ranks 8th of 57 Florida counties by new cases.
How do I find Polk County lis pendens and pre-foreclosure filings?
Foreclosure suits in Polk County are filed in the Circuit Court of the Tenth Judicial Circuit in and for Polk County, Florida. When a lender sues, it records a lis pendens in the county's official records, and an owner who cannot be served in person is served by a published notice of action. Each case here is built from those published notices: the case number, the lender, the owners named and their last known addresses, and the property. Search the county by owner, lender, street or case number; the court file itself is kept by the clerk.
Are Polk County pre-foreclosures mostly mortgage foreclosures?
Mostly: 90% of the Polk County cases we hold are mortgage foreclosures brought by a lender or servicer, and 11 cases are an association's or other lien foreclosure. Each record says which.
How long does a Polk County owner have to respond?
In a Florida foreclosure, a notice of action gives the owner 30 days from its first publication to serve written defenses on the lender's attorney (Fla. Stat. 49.09), and each record carries the date the notice prints. 9 owners in Polk County have that date in the next 7 days. The date to answer does not set a sale: a judicial foreclosure goes on to a judgment first, and only then can a sale be set.
How many Polk County cases name a deceased owner?
32 cases in Polk County name the unknown heirs or the estate of an owner who has died. Those are often the most open to a sale: the heirs may not want the house or the debt, and they decide together, sometimes through a probate court.
Do Polk County records include the owner's mailing address and the property address?
79% of Polk County cases give at least one owner's last known mailing address, and 38% print the property's street address; the rest describe the land by its legal description, which the record keeps with the parcel ID where printed. Both open with an account, and a field the notice did not print is left out rather than guessed.
Other Florida counties
- Pinellas County173
- Hillsborough County299
- Broward County86
- Miami-Dade County78
- Lake County75
- Osceola County22
- Palm Beach County57
- Duval County55
- Lee County53
- Orange County48
- Pasco County37
- Marion County30
- St. Lucie County15
- Charlotte County17
- Brevard County22
- Sarasota County19
- Collier County19
- Volusia County17
- Leon County14
- Manatee County10
- Hernando County12
- Bay County11
- Seminole County12
- St. Johns County13